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5 Best Save Money Apps With Spare Change

We spend a lot of money via credit cards. Be it shopping, going to the movies, or making significantly bigger purchases, most of use swipe our credit cards. But wouldn’t it be nice if we could save some money while we spend on our credit cards. We’re not talking about savings in addition to cashbacks and reward points that are accrued on your credit card. There are apps today that help us save big by taking the spare change from our spendings and transferring them into a fund, which will then grow into a little savings fund of your own. These apps charge a small fee for letting you do this, but compared to the money you will end up saving, this isn’t a whole lot. If you make a lot of spendings on credit cards and want to save just that extra penny every now and then, then these apps are definitely meant for you.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

We must mention here that not all the services mentioned here come with an Android app, so if you have an Android device, you might have to use their web apps instead. This is not particularly an inconvenience since they’re just a few clicks away.

Let’s get to it then.

5 Best Save Money Apps With Spare Change

Acorns

One of the most popular spare change savings apps, Acorns links with your credit card and rounds up each purchase you make to the nearest dollar. The difference required is then taken from your checking account. The accounts are managed automatically in exchange-traded funds or ETFs, helping you see your money grow magically overtime. There are some retail partners (Jet, Airbnb, and Hulu) who will deposit their cashbacks directly into your Acorns account, helping you accrue more savings in the process.

It’s a pretty sweet service overall, especially if you’re heavily reliant on credit cards. Unfortunately, if you use your credit cards sparingly, this service might not be meant for you. That’s because the developers charge a $1 convenience fee per month for accounts holding under $5000. If it’s over $5000, you will be charged 0.25% per year. If you’re a college student, however, you can get the service free for four years. There are some obvious benefits of getting an app such as this one, and it’s no doubt going to help you save a lot of money in the future. There’s an Android app for this service as well, which is handy if you want to get a quick glimpse of your savings.

Coinflash

This is pretty much like Acorns in terms of functionality, although it uses a slightly different method of saving your spare change. Coinflash uses a Coinbase account and invests your spare change on the cryptocurrency of your choice. You can either choose Ethereum or Bitcoin, it’s entirely up to you. The investments can be made either every week or each month. The service only reads your transactional data when you offer credit card details, which will then be kept for two months before being deleted.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

As for the fee, each user is expected to pay $1 per month. Payments will have to be made either via Bitcoin or Ethereum, and they will be automatically deducted from your Coinbase account. However, if you stop using Coinflash, the $1 will stop deducting and you can continue using Coinbase without any fees from the developer. This makes the app an excellent stepping stone for those who have been looking to get into the world of cryptocurrency but never knew how. Coinflash makes the entire process easy and convenient for everyone. There’s no Android app for this service, so you will be limited to using the web version.

Stash

This is yet another app similar to the first app we talked about, and shares some of the same features. You can choose to automatically withdraw a predetermined amount of money from your account at preset intervals. Funds will increase in value depending on the investment, and it’s pretty convenient overall. There are a bunch of portfolios with catchy names to appeal to those who are not well versed with financial talk. These portfolios will help you decide which funds to buy. This service only needs a $5 initial investment to start with, while stockbrokers require an investment of $1000 or higher to begin with. The company is even offering $5 to new customers who are looking to try out the app.

Stash is ideally suited for those who are new to investing and/or don’t have enough capital on their hands for a full blown mutual fund investment. It’s definitely a stepping stone for a bigger thing and can teach many of us a very good lesson on how to invest wisely. There have been some complaints that the funds offered by Stash have a relatively high expense ratio, so be sure to choose them carefully. It costs $1 a month for under $5000, and 0.25% for everything above that figure. Stash comes with an Android app as well.

Qoins

This is a slightly different take on the other services we’ve mentioned here. Qoins basically takes the spare change from your expenses and pays off your debts with it. It’s really that simple. An option like this is particularly useful if you have outstanding loans with relatively higher interest rates. It always makes sense to pay your debts more often to avoid interest to add up. Since we usually wait till the due date to pay off the loans, Qoins will do all the job for you behind the scenes. The amount paid won’t be too great since it only adds up on your spare change, but it’s still something.

The app cuts $1.99 from every monthly payment you send. However, if the spare change accumulated in a month is less than $20, it won’t send over the payments and will carry them forward to next month’s payment. In this scenario, Qoins won’t charge you either. You can try out Qoins from the Google Play Store.

Debitize

This is probably the most innovative of them all, as it basically converts your credit card into a debit card. As soon as you make a payment using your credit card, Debitize will use the linked bank account to pay off that charge right there. This means you won’t have to pay the full amount at once as you’re chipping away with each payment. This could be the app to get debit card users on board with the idea of credit cards. Thanks to this app, you won’t have to worry about late payment charges or any other overages related to delays in payment. Sadly, Debitize only has an iOS app with no Android app available at the moment. Android users can use the web version of the service, however.

5 Best Bitcoin and Ethereum Wallets for Android in 2019

Bitcoin and Ethereum are the two most talked-about cryptocurrencies in the world, and they are also what cryptocurrency newbies and seasoned veterans alike are most likely to hold for profit and use to make financial transactions. In 2018, there are several excellent Bitcoin and Ethereum wallets for Android that allow you to access your digital funds from anywhere while providing robust security measures to deter money-hungry cybercriminals, who are now focusing on cryptocurrency holders more than ever before.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

Coinbase (Bitcoin and Ethereum)

Coinbase is a digital currency exchange headquartered in San Francisco, serving 32 countries around the world and more than 13 million users. The exchange is accessible from the web, but many of its users prefer to use Coinbase Bitcoin Wallet for Android, which is the most recommended way how to buy, sell, and store Bitcoin and Ethereum on Android.

Buying cryptocurrencies with the Coinbase wallet for Android is as simple as it can be. Simply link your credit card to your Coinbase account (you can also use PayPal if you live in the United States) and select the amount you would like to purchase. Coinbase Bitcoin Wallet for Android additionally features real-time price charts, support for instant price alerts, and highly secure authentication mechanism which ensures that your funds remain protected even if you lose your smartphone.

Coinomi (Bitcoin, Ethereum, and Others)

Coinomi is a modern, lightweight, secure Android wallet with support for multiple cryptocurrencies, including Bitcoin and Ethereum. The wallet has been designed from scratch with security and usability in mind. It relies on strong wallet encryption and cryptography to guarantee that your funds will remain safe and under your ultimate control even if someone targets your device, intending to steal your cryptographic assets.

Thanks to Coinomi’s partnership with ShapeShift and Changelly, you can instantly convert between cryptocurrencies from within the app. What’s more, Coinomi automatically anonymizes every request you make to hide your real IP address so that your privacy is always protected. To read the full list of coins supported by Coinomi, visit the official website of this innovative wallet.

Xapo (Bitcoin Only)

Xapo is a Hong Kong-based company with headquarters in the United States. Xapo’s Bitcoin wallet with a cold storage vault combines convenience and industry-leading security, allowing anyone to trade cryptocurrencies without having to worry about the underlying technical intricacies of blockchain-based crypto assets.

Xapo also offers its Xapo Debit Card for in-store and online purchases. You can top it up with cash, bank transfers, and, of course, Bitcoin. Just keep in mind that some of the features of Xapo’s Bitcoin wallet may not be available in your country.

Copay (Bitcoin Only)

Copay is a secure, open source, multisignature wallet from BitPay, a global bitcoin payment service provider headquartered in Atlanta, Georgia. Thanks to Copay’s support for multisignature wallets, Copay users can share finances securely with other users without having to worry about fraud or theft.

Even though Copay supports many advanced features, such as hierarchical deterministic (HD) address generation or Bitcoin testnet wallets, the wallet’s well-designed user interface hides all the complexity away from view, elegantly exposing only those options that users really need to know about. Of course, those who would like to play with more advanced settings have the option to do so.

Bitcoin Hardware Wallets

If you would like to take the security of your cryptographic assets to the next level, you should consider purchasing a Bitcoin hardware wallet such as the Trezor or Ledger Nano S. Compared to software wallets, hardware wallets store the user’s private keys in a protected area, preventing them from being transferred out of the device in plaintext. Yes, a reliable hardware wallet is not a small purchase, and you might be tempted to spend your money on Bitcoin instead, but it’s perhaps the best purchase you can make if you ever want to take cryptocurrency trading seriously.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

3 Best Ways to Convert Bitcoin to USD Cash Anonymously

Even though Bitcoin transactions aren’t nearly as anonymous as everyone hoped, there are still several ways how you can convert your Bitcoin funds to USD cash while keeping your identity hidden to a very large extent.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

Trade Locally Using LocalBitcoins

LocalBitcoins is a Finland-based service that facilitates the over-the-counter trading of local currency in exchange for Bitcoins. The service allows you to trade Bitcoins in 15,650 cities and 248 countries around the world, and all that’s required from you to use it is a simple account registration and verification, which can be completed in just a few minutes.

LocalBitcoins displays advertisements from users, who state exchange rates and payment methods for buying or selling Bitcoins. Other users may reply to these advertisements and negotiate the terms of trade. LocalBitcoins acts as an intermediary, providing an escrow and conflict-resolution service, in addition to the platform itself.

Most local trades using LocalBitcoins happen in larger cities. Two LocalBitcoin users agree on a meeting place and a time for the trade to occur and typically use a smartphone Bitcoin wallet to perform the transaction itself. LocalBitcoins has its own Android app, which is a must-have for any local trading.

Withdraw Cash from Bitcoin ATM Near You

There is a growing number of Bitcoin ATMs, which are Internet-connected machines that allow people to exchange Bitcoins for cash, and vice versa. Bitcoin ATMs can be typically found in high-traffic areas, such as shopping malls or train stations.

The Bitcoin ATM Map app from CoinATMRadar allows you to easily find all Bitcoin ATMs near you, and it even lists all the cryptocurrencies each ATM supports as well as its address, fees, limits, and sometimes even pictures and other useful information.

Just keep in mind that Bitcoin ATMs usually charge very high transaction fees. It’s not unheard of to pay more than $50 in fees alone for a single transaction performed using a Bitcoin ATM.

Spend It or Buy Gift Cards

Thousands of retailers and services around the world accept Bitcoins, including such giants as Amazon and Overstock.com. If you’re willing to jump through a few hoops, you could purchase some high-demand item, for example the Samsung Galaxy S8 Edge or the iPhone 8 Plus, with your Bitcoins and then sell the item on eBay for cash.

Read our previous article for more recommendations of Bitcoin-friendly stores, including Gyft, which provides a great way how to buy gift cards online for retailers like Amazon, Starbucks, and iTunes with Bitcoins.

Best way: Coinbase/GDAX

Coinbase is a very popular digital currency exchange headquartered in San Francisco. Coinbase users can trade Bitcoin, Bitcoin Cash, Ethereum, and Litecoin with fiat currencies in 32 countries. Because Coinbase complies with the Bank Secrecy Act, which prevents money laundering, it requires its users to go through a simple verification process.

As such, Coinbase isn’t anonymous, but it is reliable and trustworthy. What’s more, the exchange offers a fantastic app for Android and iOS, which has even become the most downloaded app in the Apple App Store in 2017.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

5 Best Bitcoin News Sites and Sources in 2019

Soon after law enforcement had taken down AlphaBay—one of the largest hidden markets with drugs, weapons, and stolen credit cards—earlier this month, the value of Bitcoin plummeted, as it does virtually every time a large cryptocurrency-based marketplace shuts down. Those who were following Bitcoin news sites and sources knew about the Alphabay takedown as soon as it happened, allowing them to make wise investments.

Keep track of live Bitcoin price with the Bitcoin Clock Android app.

If you own an Android smartphone, you have no excuse for not keeping up with Bitcoin. Besides using native Android apps to get breaking news delivered right to your notification bar, you can also join various online communities interested in Bitcoin to find out first-hand what Bitcoin users care about and where’s the world’s most popular cryptocurrency heading next.

Reddit

According to Alexa.com, Reddit is the 9th most visited website in the world. It’s a gigantic online forum that allows registered users to submit text post and direct links to web articles, pictures, and videos. Users vote submissions up or down, and the submissions that receive the most up-votes become more visible, eventually appearing on the front page. In theory, and for the most part also in practice, the most valuable and noteworthy submissions are also visible the most.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

While it’s not uncommon for Bitcoin-related submissions to appear on the front page of the entire Reddit, you can get a lot more relevant content by focusing on the /r/Bitcoin and /r/btc subreddits, which are forums dedicated to a specific topic, Bitcoin in this case. The difference between the two subreddits boils down to /r/Bitcoin advocating for keeping the block size small, and /r/btc seeing the increase of the block size as the only way how Bitcoin can stay relevant against other cryptocurrencies.

You can read Reddit on your Android device either using their mobile-friendly website or using one of the several available Android apps, including the official Reddit app.

Twitter

We may thank President Trump for turning Twitter into an endless source of amusement, but the popular social networking service where users post up to 140 characters long messages is also an excellent source of Bitcoin news. People who post on Twitter can make their posts more visible and easily searchable by using hashtags, keywords prefixed with the # symbol.

Popular Bitcoin-related hashtags on Twitter include #bitcoin, #cryptocurrency, and, for example, #BTC. You can also use Twitter’s search functionality to find even more Bitcoin-related tweets. Just make sure to verify the source before you take anything you read on Twitter as fact.

Twitter’s website works great on mobile devices, but the official Android app is even better.

CoinDesk

CoinDesk is a popular cryptocurrency news site famous for its CoinDesk Bitcoin Price Index (CoinDesk BPI), which is an average of Bitcoin prices across Bitcoin exchanges. The site was founded in 2013 by Shakil Khan and acquired by Digital Currency Group in January 2016. Every quarter, CoinDesk publishes its State of Blockchain report, which summarizes key trends, data, and events in the public and enterprise blockchain sectors.

Being a modern website, CoinDesk is optimized for all devices and all screen sizes, but the official CoinBase Android app is our favorite way how to stay on top of the latest Bitcoin news as well as the current price of Bitcoin.

Cointelegraph

Cointelegraph is an independent news site covering everything from cryptocurrencies to blockchain to the internet of finance. The site was founded in 2013, and it has since then grown to become one of the most trusted sources of Bitcoin news on the Internet. Cointelegraph strikes a balance between brief news stories and long-form articles that explore a certain topic in detail.

The official Android app makes it easy to read the site on any Android device, allowing you to stay on top of the cryptocurrency industry from anywhere.

Bitcoin Magazine

Even though Bitcoin Magazine doesn’t have its own Android app, we still believe that it deserves the attention of all users of Android devices as a reputable source of Bitcoin news. The website was founded in 2012 by Vitalik Buterin and Mihai Alisie as one of the original news and print magazine publishers specializing in Bitcoin and digital currencies. The current owner is the BTC Media Group umbrella, who operates it from Nashville, Tennessee.

The official website sports a responsive layout that automatically changes depending on which device you access the website from.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

How to Claim Your Bitcoin Cash From Your Wallet and Sell it for Bitcoin

Wondering how you can claim your Bitcoin Cash after the Bitcoin fork?  There’s great news.  One of the largest and trustworthy cryptocurrency exchanges, Kraken, just announced today that they will start accepting Bitcoin Cash deposits.  That’s great news for people that have been searching for a Bitcoin Cash wallet to claim their share of the split coin.  And in case if you’re wondering, if you owned Bitcoin before August 1st, you will automatically own the same number of Bitcoin Cash coins.  You just need to claim it in a Bitcoin Cash wallet to either keep them or sell them.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

The biggest hurdle for most people looking to claim Bitcoin Cash has been attaining a deposit address from a wallet they can trust.  Now that Kraken is accepting Bitcoin Cash deposits, it will make it easier to split the coin.  If you decide to use Kraken as your next Bitcoin Cash Wallet, simply open an account on their site and look for their Bitcoin Cash (BCH) section, then you can generate a new deposit address there to get started.  Bitcoin Cash deposits on Kraken currently requires 20 confirmations to clear, which took us about 5 hours earlier today.  The number of required confirmations should come down in the future, and as more miners join Bitcoin Cash, the time it takes should get dramatically faster.

How To Claim Bitcoin Cash

The process to claim Bitcoin Cash highly depends on where you currently stored your Bitcoin, such as the best Bitcoin wallets we suggested earlier.

Below are the steps for a few of the most popular wallets to claim Bitcoin Cash.  If you are using another wallet not mentioned here, be sure to ask in the comment section below and we can try to help.  We will continue to update this post and add instructions to claim Bitcoin Cash for other wallets as we see them, so check back often or ask below for your wallet.

Claim Bitcoin Cash on Exodus

This is probably the simplest of all the wallets we’ve seen to claim Bitcoin Cash.  All you need to do is to upgrade to the latest version of Exodus (to at least version 1.31.0), then follow these short steps below.  Kudos to Exodus for coming up with such an easy solution to claim Bitcoin Cash.

  1. Load Exodus, click on help on the left side
  2. Look for “How do I Claim my Bitcoin Cash (BCH)?” at the very bottom
  3. Click “Claim my Bitcoin Cash Now!” button
  4. Click continue then enter your Bitcoin Cash deposit address, we used Kraken’s deposit address for this step.  (WARNING! DO NOT SEND TO A BITCOIN ADDRESS, MUST BE A BITCOIN CASH ADDRESS!!!)
  5. Go through the rest of the steps and watch the magic happen.  We went through the exact steps today and verified everything worked as shown.  We successfully claimed our Bitcoin Cash from Exodus and transferred to Kraken account.  Kraken required 20 confirmations, which took us about 5 hours, but everything worked out and verified.

Claim Bitcoin Cash on Electrum

Electrum officially stated that they will not directly support Bitcoin Cash, so to access Bitcoin Cash, user may transfer Bitcoin Cash to another wallet. Here’s a great video on exactly how to claim Bitcoin Cash on Electrum

Claim Bitcoin Cash on Jaxx

Here’s the official statement from Jaxx.  They recommend keeping your new coin in Jaxx until they are ready for the full integration of Bitcoin Cash, they will eventually support it and will split the coin for you.  But if you can’t wait that long, then you will want to export your private keys from Jaxx and try something like this (not verified by us, but looks legit.)

Recommendation: keep in your Jaxx wallet until they officially support it.

Claim Bitcoin Cash on TREZOR

To claim Bitcoin Cash from your TREZOR device, simply follow their official guide here.

Claim Bitcoin Cash on Coinbase

Coinbase originally were not planning on supporting Bitcoin Cash, but after much deliberation (and some “nudging”), they have decide to support the new coin, and transition should be complete by January 1st, 2018.

Recommendation: keep in your Coinbase wallet until they officially support it.

Update: Coinbase actually started trading Bitcoin Cash in the middle of December 2017

Claim Bitcoin Cash on XAPO

Here is the official statement from XAPO regarding Bitcoin Cash.  Basically you just need to wait it out and they will credit you the Bitcoin Cash in your account eventually.  If you must claim it now for whatever reason, try the JAXX method above, but it’s not recommended since it involves sending your coins to Electrum Cash, which seems legit, but its created by an anonymous developer…so yea, good luck with that.

Recommendation: keep in your XAPO wallet until they officially support it.

Should I Sell My Bitcoin Cash?

Now whether or not you should actually sell your Bitcoin Cash is another conversation.  There are hardcore believers on both sides.  Some think Bitcoin Cash is going to zero, and some think it will take over Bitcoin Core as the “real bitcoin”.

Let us give you some perspective.  The last time there was a massive fork that had a similar back story was the Ethereum Hard Fork, the fork left us with the dominant Ethereum (ETH) coin and a Ethereum Classic (ETC) coin that was left to die. Below is a timeline of the brief life of ETC to give you some perspective of what COULD happen after a fork:

  • July 20th, 2016 – Ethereum hard fork completed
  • August 2nd, 2016 – price of Ethereum Classic (ETC) hit a peak “IPO price” of $2.76, with market cap of $194M
  • November 29, 2016 – price of ETC proceeded to drop precipitately by 73% to $0.75, with market cap of $66M remaining
  • Roughly a year after the fork, the price of ETC has rebounded (exploded) all the way up to $15.35 (market cap of $1.5B), or over 2,000% gain since the trough, and the price of ETH continues to outperform ETC, but both are thriving own its own

So the question you want to ask yourself, before you make a decision to sell: do you think Bitcoin Cash will follow the path of Ethereum Classic? If so, then you will want to “HODL”!  If you would like to just sell your Bitcoin Cash, then Kraken has a great option to sell and exchange your Bitcoin Cash to Bitcoin or, as Randy Moss would day, straight cash homie.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

5 best bitcoin ticker widget app in 2019

Bitcoins have been around for a while but have only risen to prominence recently. You can use Bitcoin in several places now, with dedicated Bitcoin ATMs setup around the world, ensuring users can purchase and sell Bitcoin without worrying too much about their location. Naturally, all of Bitcoin is stored online, so as long as you have a computer with access to a browser, you can purchase and sell bitcoin conveniently. The reason people prefer Bitcoin over other conventional form of currencies is because Bitcoin transactions cannot be traced by anyone since it’s completely anonymous. This also gave rise to a lot of illegal activities around the world, as payments couldn’t be tracked by the government. Fortunately, the authorities are now tightening the noose on such criminals.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

However, if you simply want to get in on the Bitcoin action for the kind of value it’s seeing right now, you should be able to do so without much trouble. But what if you already have Bitcoin with you and want to know about the changing prices and value? Well, that’s where mobile apps come in handy. We’re going to discuss five bitcoin ticker widgets for your Android smartphone in 2018. All of the apps that we talk here are worth a look, so be sure to check them out.

5 best bitcoin ticker widget app

CryptoCurrency

Going with a simple and straightforward name CryptoCurrency is a standard Bitcoin tracking widget that can be placed anywhere on your homescreen. We personally prefer using this on stock Android launchers (Google Now Launcher), as it would perform the best without any clutter on your phone. Talking about the widget itself, there are several options available at your disposal. You can choose to use them in a variety of combinations, including in small 4×1 rows or larger 4×4 rows. Naturally, you can filter what you want to appear on your widget.

Tapping the widget on your homescreen will open the app with detailed information on all the popular cryptocurrencies including Bitcoin and a variety of Altcoins, which are alternative coins just like Bitcoin. The developer currently supports 1000+ Altcoins, so you should find the preferred currency here. You can even set the widget to show Bitcoin prices compared to Ethereum, and vice versa. This can be done with a variety of Altcoins, so the options for conversions are pretty much endless. The app is critically acclaimed by the users, and currently enjoys a healthy rating of 4.8 on the Google Play Store. It’s free to download and comes with ads. These ads can be disabled with an in-app purchase.

Bitcoin Ticker Widget

This is yet another popular Bitcoin tracking app and also a widget that can give you real time information on cryptocurrencies available in circulation right now. It supports a wide range of Bitcoin exchanges from around the world, so your geographic location shouldn’t matter much (it rarely does with Bitcoin). Widgets can be resized and positioned according to your liking, with smaller widgets offering just the basic information on Bitcoin value. You can use USD, EUR and a bunch of other currencies to track Bitcoin. Some users have asked the developers to add HUSH to the widget as well, which is a popular Altcoin.

Refresh intervals can be set for up to 60 minutes, although it is recommended to keep it five minutes to get the latest Bitcoin prices on your homescreen. As far as Bitcoin tracking widgets are concerned, the Bitcoin Ticker Widget has all its bases covered. You can download the app for free from the Google Play Store. It has ads and in-app purchases, though. The app has already been downloaded nearly a million times, so it’s immensely popular in the marketplace.

Simple Bitcoin Widget

This is perhaps one of the most simplistic looking widgets we have come across. It doesn’t complicate things with too much information on a particular cryptocurrency, but sticks to just small widget that can be placed anywhere on your homescreen. Further, you can add as many widgets on your homescreen as possible, preferably for each Altcoin. The values will be shown in the currency of your choice (USD, EUR etc), which is convenient. Given its simplistic nature, the developer has only built the widget, so there’s no dedicated app available right now. However, the settings page allows you to make the necessary changes to the widget, such as changing the currency or adding more exchanges.

The developer is even taking feedback, so if you see that your preferred Bitcoin exchange is not visible on the app, they will add it in due time. All you have to do is send an email to the developer. Given that it offers a no nonsense widget, customers have rated it at 4.4 out of 5 on the Play Store, which makes this a crowd favorite widget. Furthermore, the widget is completely free to download and has no ads or in-app purchases. Be sure to check it out.

Bitcoin Chart Widget

This is for the Bitcoin enthusiasts who don’t mind lengthy graphs on their homescreen. This particular format might not be for everybody, but we can certainly see how it could be useful to some customers. It tracks the trends of Bitcoin, allowing you to get a very good understanding of the falling and rising prices of a particular cryptocurrency. The widget offers realtime charts with MACD, RSI, Stoch-RSI indicators. It currently supports exchanges like Poloniex, Bittrex, Bitfinex, GDAX, Bitstamp, Kraken, BTC-e, CeX.io, Gemini, Quoine, Qryptos, Bitflyer, Okcoin, Bitmex, Luno, Bitsquare, Bithumb, Quadriga, Binance, and more.

You can also set the widget to notify you via vibrations or the on-device LED indicator when the prices go up or down. It’s highly customizable, which is what makes it a must have app for all Bitcoin enthusiasts. The app is free to download, but has ads and in-app purchases.

Bitcoin chart widget by StarMedia

This is an alternative to the app we mentioned above. Although they have the same functionality on paper, the appearance is slightly different here. This can support up to four widgets, with refresh intervals of between 1 day to five minutes depending on your preferences. The widgets can show prices of Bitcoin, Ethereum, Litecoin, ETC, DASH, XMR, Ripple, USDT and a few other currencies. It can display up to 20 prices at a time on a chart, which is pretty decent. These are the perks of the free version, and upgrading to pro will give you access to 30 prices at a time, with refresh intervals of 1 minute to 1 day. We suggest users to try out the free app first, and only then make the in-app purchase to get the Pro version.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

5 best cryptocurrency news apps in 2019

Everybody likes being in the know of things. Given the advancement of modern technology, it’s not hard to get to know a few things within a matter of few seconds. In this fast paced world, it can sometimes get hard to keep up with all the news that’s floating around you. This is particularly the case with Bitcoin and other cryptocurrencies as time is incredibly crucial with these currencies. Keeping this in mind, it is important to be in the know of things. But how do you achieve this? Well, with the help of a dedicated app which can be tailored to your every need while providing all the information that we need on the nature of the cryptocurrency business.

Want to streamline your Bitcoin tax calculations?

Looking for a better way to track your crypto portfolio value live?

We recommend CoinTracking

Considering the amount of apps that show up on the Play Store results, it’s understandable if picking the best ones is a tough job for the users. This is why we have picked some of the best cryptocurrency news apps that you can get your hands on right now. Although everybody has a favorite, we strongly recommend users to check out all the offerings to get a broader sense of which one works better.

5 best cryptocurrency news apps

StockTwits

This is a highly customizable news source for everything you need to know about cryptocurrencies. The app offered by the developer is well designed and provides all the information you need in one place. While you might know this as a stock trading and analysis app, the makers have also started tracking cryptocurrency prices, making it a favorite in the community. Needless to say, the service has also received several commendations from renowned tech experts and journalists. If you’re into the stock market, you can use login with your Robinhood account to check out the holdings you have in your possession. However, some users claim that they are experiencing problems with Robinhood syncing, but that’s an issue that can be easily rectified.

Further, you can create custom search URLs for a particular cryptocurrency. For example – you can get all the information on Bitcoin prices by heading over to https://stocktwits.com/symbol/BTC.X. There are several other URLs for other cryptocurrencies. Considering how Bitcoin is the most popular currency right now, getting real time updates on pricing and other trends is a priority for the developers. We’re happy to report that StockTwits succeeds in doing that to a great extent.

The app is completely free to download as long as you don’t mind ads. There are no in-app purchases on offer here. Devices running Android 4.4 and above can download the app.

Reddit

This might probably seem like an unlikely entry on this list. But the fact remains that Reddit is one of the hottest sources of early news as users take to this particular social media platform to announce some new rules, regulations and other relevant information that every Bitcoin user should be well versed with. As you may or may not know, Reddit works on the concept of subreddits, which are dedicated pages meant for a topic. You can browse through reddit and find r/CryptoCurrency which has the best news updates and other announcements as they happen.

Reddit’s app received a massive overhaul recently, making it a much more smoother and refined app overall. Browsing content or reading lengthy articles on this app should no longer be an issue. Naturally, there are a variety of other Bitcoin related subreddits on Reddit. However, given the number of subreddits that pop up everyday, it’s hard to keep track on the good ones. Reddit is a free to download app with a slight dosage of ads. Having used the app regularly, I can say that the app is incredibly comfortable to use even with ads on board. Be sure to check it out if you haven’t already.

Bitcoin, Ethereum, IOTA Ripple Price & Crypto News

This is yet another popular source for gathering news and information on Bitcoin, Ethereum and a variety of other cryptocurrencies. In addition to getting news updates from the world of cryptocurrency, you can also check out detailed graphs of the varying prices of some currencies, giving us a very good idea of how these currencies have evolved in just a few years. If you want more detailed reports, the app can give you a summary of the money you’ve lost and earned at the end of the day. Your Blockchain assets can be managed and viewed right within the app, which is a massive bonus for the customers.

An app that is this feature rich is bound to have a basic currency convertor as well. So you’re getting a whole lot of features here, which definitely makes for an interesting app. However, these features do come with a price. Although the app is free to download, you will have to make do with ads on your screen. If that’s something you’re not okay with, you can just as easily make an in-app purchase to make them go away.

Blockfolio Bitcoin

This app, in addition to being an excellent tool to give you information on Bitcoin and Altcoin, can also help you manage your spendings. Bear in mind that it cannot handle Bitcoin payments or sales, but you can manually record your Bitcoin or other cryptocurrency records and get an update as the value dips or increases. The user interface of the app deserves special praise as well for making this a truly effortless experience. You can track nearly 2,000 cryptocurrencies from around the world, so you might just find that elusive cryptocurrency that you believe will break the $1000 barrier soon. The app is compatible with devices running Android 4.1 and up. The app is free to download and has no in-app purchases or ads.

CoinDesk

This is a very simple application. Although the name makes it sound complex, it simply lets you get the latest information on Bitcoin and other cryptocurrencies while also keeping you updated on their value ever so often. You can even set the app to send you notifications when the price reaches or crosses a certain threshold. This is a very useful feature to have on board considering how valuable time is in the world of cryptocurrencies sometimes. The app is simple to use and the user interface is fresh and easy to navigate. The app also has a dedicated Ethereum page if you’re invested in that currency as well. Sadly, no other cryptocurrency is supported by the app although that could change fairly soon. CoinDesk is one of the top blockchain news provider, and its app lives up to the name. It’s free to download on the Play Store and doesn’t have ads or in-app purchases.

Want to streamline your Bitcoin tax calculations?

Looking for a better way to track your crypto portfolio value live?

We recommend CoinTracking

5 Best Bitcoin and Ethereum Apps for Android

Long gone are the days when cryptographic currencies and public blockchain-based distributed computing platforms were synonymous with the criminal underground. Today, we use blockchain, a distributed database that maintains a continuously-growing list of records called blocks and forms the backbone of both Bitcoin and Ethereum, to move from central record keeping systems to decentralized systems, eliminating the need for costly middlemen in financial transactions.

Want to keep your bitcoin tax calculation simple? We recommend these two services:

The very nature of technologies such as Bitcoin and Ethereum matches the spirit of the Android operating system, so it should come as no surprise to you that the Play Store is full of useful apps that serve as great examples of real-world applications for blockchain technology. We have selected our top 5 favorite Bitcoin and Ethereum apps for Android, splitting them into two categories for your convenience.

Bitcoin Clock – Live Price Checker

A straight forward Bitcoin price app.  If you just want an app that gets straight to the point, just a giant Bitcoin price across the screen of your phone or tablet, almost like a clock.  Set it on your office desk or beside you on your night stand while you sleep.  You’ll never miss the live Bitcoin price again with this app.  Don’t miss the moon without this app!
Download Bitcoin Clock App

bitcoinwallet

Bitcoin Wallets

A Bitcoin wallet is a software- or hardware-based tool that allows you to start making payments with merchants and users using Bitcoin, the infamous cryptographic currency that once powered Silk Road, an online black market owned by Ross Ulbricht and the first modern darknet market.

Back in 2011, when Silk Road launched, there weren’t that many Bitcoin wallets for Android to choose from. A lot has changed since then, and current Bitcoin users have a lot more options. We encourage you to spend some time on Bitcoin’s official website and learn as much as you can about the technology, so you can make your own educated decisions. But to help you get started, these are our top 3 favorite Bitcoin wallets for Android.

Coinbase

Headquartered in San Fransisco, Coinbase is a digital asset exchange company that operates exchanges of Bitcoin, Ethereum, and other digital assets with fiat currencies in 32 countries, and Bitcoin transactions and storage in 190 countries worldwide. In other words, they are huge.

The company was founded in 2012 by Brian Armstrong and Fred Ehrsam, and they grew to one million users by 2014. Coinbase has recently added Ether, the value token of Ethereum, as only the second digital currency offered to their retail customers, which is not something many other exchanges can brag about.

Coinbase’ Android app has a great rating of 4.5 stars and is often recommended as the best Bitcoin and Ethereum wallet for Android. The wallet allows users to buy and sell digital currency using various payment methods, has real-time and historical charts, price alerts, support for NFC and QR codes, and plenty of other useful features.

The app frequently receives updates, ensuring maximum security of all transactions and leveraging the latest version of the Android operating system to its maximum potential.

Mycelium

Developed openly on GitHub, the Mycelium Bitcoin Wallet allows you to send and receive Bitcoins using your mobile phone. Compared to Coinbase, Mycelium is certainly geared toward seasoned Bitcoin users and blockchain enthusiasts. On the official website, the app proudly lists some of its advanced features, such as the support for Hierarchical Deterministic wallets, single address accounts, watch only accounts, and secure authentication using Bit ID.

If none of these technologies ring any bells, then you are probably better off sticking with Coinbase. That being said, Mycelium is a fantastic option for more advanced Bitcoin users, as it empowers them to precisely manage their transactions and has been confirmed by thousands of users to be incredibly reliable.

Xapo

Xapo, a Switzerland-based company founded in 2013 by Wences Casares and COO Federico Murrone, stands out with a cold storage vault and a Bitcoin-based debit card. The company also does its best to ensure complete security of their customers, using physical servers located around the globe that are protected by biometric scanner access, 24-7 video surveillance, and armed guards, according to Casares.

Their Android App is a mobile bitcoin wallet and vault that combines convenience and industry-leading security, allowing users to send money to friends or family with ease. You can use it to manage your Bitcoin account just like a checking account, easily tip content creators via Twitter, check the price of bitcoin and other stats in real-time, buy bitcoin directly from Xapo, and more.

Its polished user interface follows the latest Material Design guidelines, resulting in an intuitive and seamless user experience that makes you forget about the underlying technology by placing emphasis on its practical usage.

bitcoin-billionaire-game-1

Bitcoin Games

If you feel like taking a small break from your real-life responsibilities, perhaps you wouldn’t mind earning a few Bitcoins at the same time, would you? Believe it or not, you can earn real Bitcoin by playing addictive Android games, and it’s no scam either.

Blockchain Game

Blockchain Game is a simple but fun block-stacking game that generates revenue through in-game ads and then redistributes a large portion of it to players. All you have to do in order to claim attractive prizes and receive Bitcoins directly to your wallet is play.

Bitcoin Billionaire

Unlike Blockchain Game, Bitcoin Billionaire uses fake Bitcoins as an in-game currency. Even though you can’t earn real money through the game, we still believe that it’s worth your attention just because of how fun it is to play. Essentially, it’s an idle clicker about raking in Bitcoins and building up a massive fortune.

Want to keep your bitcoin tax calculation simple? We recommend these two services:

4 Useful Bitcoin Tax Reporting Advice and Profit Loss Tracker Tools

Bitcoin is in a constant state of flux. One day, the value of Bitcoin is at the all-time high, only to crash the very next day before the whole cycle repeats. Exchanges and Bitcoin-related services come and go, and lawmakers can barely keep up with the booming world of cryptocurrencies. In this environment, it’s not easy to keep track of your coins and stay on top of your financial and legal obligations. Fortunately, there are plenty of great tools and communities that you may turn to for help and advice.

Disclaimer: As helpful as they are, the tools and resources featured on our list do not constitute financial, tax, or legal advice as they are provided for information purposes only. For financial or legal advice, please, consult your own Certified Public Accountant.

Want to streamline your Bitcoin tax calculations? We recommend these two services:

CoinTracking

With CoinTracking, you can analyze your past Bitcoin trades and generate real-time graphs and charts that clearly show the value of your coins, realized and unrealized gains, and more. You can group transactions by exchanges, use the interactive search functionality to quickly find the transaction you’re looking for, and prepare the necessary information and documents for tax declaration.

To start using CoinTracking, all you need to do is create a new account, import your previous trades from exchanges and wallets, and that’s all. If you don’t know how to import data from exchanges, don’t worry. CoinTracking has created a comprehensive support page that explains everything in detail. Make sure to also install the official Android app so you can track your Bitcoin no matter where you are.

Keep track of live Bitcoin price with the Bitcoin Clock Android app.

Coinbase

Coinbase is one of the most popular Bitcoin exchanges and wallets. While they can’t provide users with any tax or legal advice, they do provide a specialized Cost Basis for Taxes report which will help with filing your taxes. Using a FIFO (first in first out) method, Coinbase provides a summary of your digital currency purchases and sales, showing your cost basis and capital gain/loss.

On the official support page, Coinbase advices its clients to keep their own records for best results and update the report accordingly because the tool is still in beta. To generate a new report, visit this page and click on the New Report option in the upper-right corner. To always see the status of your Coinbase account and wallet, download the official Android app.

Reddit Bitcoin Forum

The /r/bitcoin and /r/btc subreddits are fantastic sources of expert Bitcoin advice. These subreddits are frequented by legal professionals and certified tax attorneys who can accurately and reliably answer just about any Bitcoin-related question regarding taxation.

This post, for example, is an excellent primer on Bitcoin taxation, answering the most common questions that Bitcoin users have about the taxation of the cryptocurrency. We strongly encourage you to subscribe to the two above-mentioned subreddits. It’s also a great idea to install the official Reddit Android app to enjoy a more refined user experience on your mobile device.

Bitcoin.Tax

BitcoinTaxes is a handy tax calculator that can show you a capital gains report detailing every transaction’s cost-basis, sale proceeds, and gain as well as an income report with all the calculated mined values, a donation report with cost basis information for gifts and tips, and your closing report with your net profit and loss and cost-basis going forward. These reports can be calculated using different cost-basis methodologies, depending on your preferences.

Using the service is as simple as importing your Bitcoin transactions and going through a few simple steps. While BitcoinTaxes doesn’t have an Android app, the website is well-optimized for mobile devices.

Want to streamline your Bitcoin tax reporting? We recommend these two services:

5 Best Live Bitcoin Price Apps in 2019

Bitcoin is a wildly fluctuating cryptocurrency with ups and downs often spanning thousands of dollars. As any successful Bitcoin investor would tell you, these fluctuations in price can be a blessing in disguise if you can react to them quickly enough. In this article, we present to you top 5 best live Bitcoin price apps in 2018 that you can use to get real-time cryptocurrency market data anytime and anywhere, so you can outsmart the market and make a profit.

Bitcoin Clock -Live Price Checker

If you just want to know the current price of Bitcoin without all the fancy charts, this is the most straight forward app you will find.  The app displays the live Bitcoin price in large texts across the screen of your device.  The best way to use the app is to have it sit on your office desk and showing the live Bitcoin price throughout your work day.  No more opening apps and constantly refreshing your phone to see if Bitcoin has mooned.

Have you ever woke up in the middle of the night wondering what’s the price of Bitcoin?  Turn your phone or tablet into a Bitcoin clock with this app.  The night mode option displays the live Bitcoin price in an ambient low light text, perfect for darker rooms.  Fire up the app before you sleep and place the phone on your night stand, you will never miss the live Bitcoin price again.
Download Bitcoin Clock App

CoinCap.io

CoinCap.io is finally available to Android users, offering all the features that have made it so popular on iOS and several improvements and extras to boot. With CoinCap.io, you can browse through real-time cryptocurrency market data and create your personal cryptocurrency portfolios, which CoinCap.io calls Altfolios.

You can create up to three Altfolios to compare different investment routes. The app supports customizable push notifications to instantly alert you of price highs and lows, and you can even share price information on social media to give your friends and family a heads up.

Because CoinCap.io integrates ShapeShift, a leading instant digital asset exchange with support for the trading of a variety of digital assets via web and mobile platforms, you don’t even have to leave the app to act on your investment decisions. But don’t worry: you can protect your CoinCap.io app with a PIN code or fingerprint identification to ensure that other people won’t be able to play with your cryptographic funds.

Coin Market Cap

Coin Market Cap is an authoritative provider of cryptocurrency market cap rankings, charts, and other useful information that no serious Bitcoin investor can be without. Coin Market Cap’s official Android app tracks the behavior of around 1,500 cryptocurrencies and 8,000 markets, displaying zoomable charts for each.

Coin Market Cap allows you to set up price alerts for your favorite coins, search coins by name, receive daily notifications about important cryptocurrency news, and more. The developers would like to add support for customizable cryptocurrency portfolio with a future update, and they encourage the users of the app to tell them what other improvements they would like to see added to the official Android app of Coin Market Cap.

CoinPaper

Relying on data from CryptoCompare, a provider of the latest pricing data in the world of cryptocurrencies, CoinPaper is a very clever live wallpaper that displays the current prices of Bitcoin, Ethereum, and Litecoin in the form of an easy-to-read graph that’s automatically refreshed every minute. CoinPaper is perfect for those who have invested in Bitcoin with a long-term goal in mind and are thus less concerned with daily price fluctuations and more concerned with weekly and monthly trends.

Coinbase

Coinbase is the most recommended digital currency exchange in the English-speaking world, and its polished Android app works great for tracking the price movements of Bitcoin, Bitcoin Cash, Ethereum, and Litecoin.

Coinbase was founded in 2011, and it currently has over 13 million users spread across 190 countries. Its popularity can be largely attributed to the fact that Coinbase is a one-stop-shop for Bitcoin, allowing its users to purchase bitcoins for fiat, store their digital assets in an online wallet, and trade on its professional trading exchange service, Global Digital Asset Exchange (GDAX).

The Coinbase mobile app has been designed from the ground up to make cryptocurrency trading accessible, featuring an integrated and highly secure wallet with multisig support, the ability to set up price alerts, and the ability to track the real-time and historical price of Bitcoin, Bitcoin Cash, Ethereum, and Litecoin. For maximum security, you can protect the app with a PIN code or remotely disable it from the web.

Binance

With over 6 million active users, Binance is the largest cryptocurrency exchange in the world by trading volume. It’s only natural for an exchange of this size to have its own mobile app. The Binance app for Android stands out from the rest because it’s useful not only for people who use Binance as an exchange but also for those who only want to monitor cryptocurrency price movements.

Compared to Coinbase, trading cryptocurrencies and monitoring price movements using the Binance app can seem a bit more complicated because the app doesn’t exactly have the best user interface in the world. It also crashes from time to time without warning, which can be nerve-wrecking considering how rapidly cryptocurrency prices fluctuate. The good news is that the developers are aware of these issues and are working hard to fix them.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

Mainstream Media Induce FUD Manipulating Latest Cryptocurrency Regulation Speech From India


Why is Bitcoin dropping today again?  With all the hysteria in recent weeks, any negative news will easily spook cryptocurrency investors.  The latest FUD news came out of India yesterday, when their finance minister, Arun Jaitley, said in his speech that cryptocurrencies in its current form will not be a legal tender and Indian government intends on cracking down on illicit activities using cryptocurrency.  That actually sounds fairly harmless, there’s nothing new in that statement.  No first world country accepts cryptocurrency as legal tender, and governments worldwide are already aware of the black markets using crypto, this is just another reminder from the India finance minister.

Problem is the main stream media is so desperate for clicks, started creating FUD headlines to draw attention.  Check out these click baits from the media, spreading false news.

And these tweets…

To give you a better sense of what the India finance minister said, you should read the full speech in full.  To be clear, here is NO ban on cryptocurrency in India.


Of course it was too late to clarify the truth with the false rumor spreading like wildfire. Price of Bitcoin crashed from $10,300 to about $8,500. The downward pressure doesn’t seem to be subsiding anytime soon. Hang on tight Bitcoin bulls, godspeed. See you on the other side!

6 Best Peer to Peer Marketplace Apps for Android

Peer-to-peer marketplaces are all about eliminating the expensive middleman. Instead of paying some large, soulless corporation whose only interest is the bottom-line, you pay hard-working micro-business owners whose careers rest upon your satisfaction. In the peer-to-peer economy, the customer and the provider of a service are equals.

The smartphone is the driving vehicle for peer-to-peer marketplaces, and smartphone apps are the storefronts. Here are six best peer-to-peer marketplace apps for Android that you can use right now to experience what the economy of the future might look like.

Bitcoin

Bitcoin is the first decentralized digital currency in the world, and it’s also the first major application of a public distributed ledger, called blockchain. Bitcoin is used every day by millions of people around the world to transfer money across borders and to pay for things and services in physical stores and online. Blockchain, on the other hand, is expected to revolutionize entire industries, transforming the way we vote, store medical and personal records, and manage data in the public sector, among many other things.

Just like the Internet has brought the entire world closer together by shattering communication barriers, Bitcoin has democratized finances, allowing anyone to instantly send money anywhere in the world without paying outrageous fees. Since its release in 2009, Bitcoin has become the lifeblood of many peer-to-peer marketplaces, and it has also sparked the global cryptocurrency revolution.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

The Bitcoin exchange Coinbase is the best option how people living in the West can exchange fiat for Bitcoins. Coinbase is one of the most trusted cryptocurrency exchanges in the world, serving over 4 million customers in 32 countries. You can buy Bitcoins on Coinbase using your PayPal account, credit and debit cards, and even by linking your bank account directly with your Coinbase account. The excellent Android app doubles as a highly secure Bitcoin wallet with price charts, price alerts, and NFC support.

Airbnb

Since 2006, your short-term lodging options are much more varied than they’ve ever been. You can spend a night in a cozy treehouse, rent a cottage on your own private island, or try what it would be like to live inside a shipping container. All this thanks to Airbnb, an online marketplace and hospitality service that allows people to lease or rent vacation rentals, apartment rentals, homestays, hostel beds, or hotel rooms.

Airbnb connects hosts with properties for rent with guests from around the world. The service has well over 150 million users and features in excess of 3 million lodging listings in 65,000 cities and 191 countries. Airbnb hosts and guests pay a 3–5 percent host service fee and a 6–12 percent guest service fee respectively in exchange for the comfort provided by the Airbnb platform and the mobile app.

Airbnb is entirely community-driven, with user reviews playing a vital role in helping other users discover outstanding Airbnb rentals and avoid hosts who don’t put in as much effort into their work as they should. Airbnb also facilitates online payments, maintains a private messaging system using which hosts and guests can communicate with one another, and offers insurance which covers damages caused by guests.

The Android app is a perfect extension of the website. It clearly displays all Airbnb listings, offers convenient search filters to help users find what they’re looking for, and its user interface design feels fresh and modern.

Turo

Turo is an innovative carsharing service that’s currently available in over 4,700 cities and 300 airports across the US, Canada, and the UK. Unlike ridesharing services such as Uber, which allow you to rent any seat in a car beside the driver’s seat, any car you rent on Turo is yours for the time you pay for.

Let’s say you’re moving to a new apartment and are taking some large appliances with you. Because your Corolla isn’t exactly fit for the job, you go on Turo and rent a Volkswagen Transporter or even something bigger. Since Turo connects you directly with car owners, you pay up to 35 percent less than what it would cost you to rent the same car from a traditional agency.

Older sedans and hatchbacks can be rented for a day for as little as $20, while most newer vehicles are between $50 and $100. People who rent their cars on Turo are covered by $1 million in liability insurance, and their cars are protected against physical damage. You can also find many luxurious rides on Turo, which may come in handy when you’re looking for that perfect last-minute gift for a close friend or family member.

Because Turo isn’t yet as big as some of the leading peer-to-peer marketplaces, not all requests are fulfilled instantly, especially in less populated areas.

Uber

Since its launch in 2009, Uber has been the subject of numerous protests, legal actions, and media controversies, but it has survived them all, becoming the most popular ridesharing company in the world. Every day, millions use the Uber app as a more comfortable, more convenient, and often also cheaper alternative to taxis and public transportation.

When you request a ride with Uber, you know beforehand how much the ride will cost you and how long it will take to reach your destination. The app automatically sends your location to your Uber driver so he or she knows where to pick you up. Even before the driver arrives, you can see his or her personal information and track the driver’s arrival on the map. You can pay using your PayPal, credit card, and sometimes even cash. After you’ve reached your destination, you can rate your driver and provide him or her with helpful feedback.

If you want to pay even less, you can take advantage of the uberPOOL service, which lets you travel with other riders headed your way and enjoy a lower fare. Uber is currently heavily testing self-driving vehicles on the streets of Arizona, so the chances are that you are soon going to be rating AI drivers instead of real people.

Postmates

Postmates is the ultimate peer-to-peer delivery service that allows you to order anything from anywhere, provided you live in one of the areas where Postmates is currently available.

Are you baking a birthday cake for a friend but don’t have some necessary ingredient? Make an order using the Postmates app and have it delivered to your home quicker than it would take you to go to the store yourself. If you happen to have one of those lazy days when you don’t feel like cooking, you can use Postmates Plus to order food from selected local restaurants and pay low, flat-rate delivery fees.

Postmates accepts orders around the clock, and the app offers real-time tracking, allowing you to see where your order is on the map. Should something go wrong, you can contact a customer service employee right from the app and instantly receive support.

Hopefully, Postmates will soon be available around the world, saving people time and giving your entrepreneurs the opportunity to earn a good income by providing first-class service directly to customers.

Task Rabbit

Currently available in San Francisco (Bay Area), New York City, Los Angeles & Orange County, London, Boston, Chicago, Washington DC, Atlanta, Austin, Dallas, Denver, Houston, Miami, Philadelphia, Phoenix, Portland, San Antonio, San Diego, and Seattle, Task Rabbit is a peer-to-peer market for services.

On Task Rabbit, you can hire a person for house cleaning, repair person services, moving, errand running, grocery shopping, waiting in line, and much more. All tasks are insured up to $1 million, and TaskRabbits, as the people who offer their services on Task Rabbit are called, have been background-checked and carefully screened and interviewed to ensure that customers receive excellent service.

How to Avoid Paying Taxes on Bitcoin Legally For US Citizens in 2019

It’s that time of the year again, Uncle Sam is about to come knocking and shake you down.  Taxes are never fun, especially if you are coming off the high of all the crypto gains from the past year.  Isn’t the whole point of bitcoin is to be decentralized so nobody can control YOUR money? That’s another conversation for another day.  Lets get back to reality.  If you own bitcoin or are thinking about investing in bitcoin, let’s go over legal ways for you to avoid paying taxes in the United States.

Want to keep your bitcoin tax calculation simple? We recommend these two services:

Buy Bitcoin In Your 401k

This is an indirect way to own bitcoin.  You can buy the Bitcoin Investment Trust stock (ticker GBTC) in most stock brokerage accounts.  GBTC is an OTC stock that’s essentially an ETF with one asset.  With each share of GBTC you are owning 0.001 bitcoin.  So you would need to buy 1,000 shares of GBTC to own a whole bitcoin.

The advantage of buying GBTC over actual bitcoin is that you don’t need to worry about the security issues with bitcoin wallets, and tax reporting is extremely straightforward, any stock brokerage, such as SureTrader, will calculate long term and short term taxes on your GBTC trades just like another other stocks.

To avoid paying taxes legally on GBTC, you just need to find a tax efficient way to own GBTC stock.  The most common way is your 401k.  Or for the less fortunate, if you had huge carryover capital losses from previous years, you can offset all your future GBTC gains with the carryover losses and not pay taxes on it as well.

Before you buy, we should note that GBTC does trade at a high premium to NAV, trading typically around 60% to 80% premium to the actual price of BTC.  That is due to the high liquidity of this stock and the fact that it is extremely low maintenance compared to owning actual bitcoin.  As long as planned bitcoin ETF’s do not get approved in the near future, GBTC is the only game in town as far as bitcoin ETFs go, so GBTC should continue to trade at this preimum level until competition arrives.

HODL Your Bitcoin

This is the simplest way to avoid paying taxes.  Just HODL!  Cryptocurrency is considered a property by the IRS, so just like real estate, if you do not sell, you will not have to pay taxes.  When we say HODL, we mean do not touch it at all.  Do not spend your bitcoin, do not trade your bitcoin for other coins, and definitely do not sell your bitcoin for fiat.  Any trades from your original bitcoin holding will be considered a tax event, so if you traded your bitcoin for ethereum, IRS will consider that as a bitcoin sale and you would have to report your bitcoin profits or losses at that point.

Give Up Your US Passport

This is obviously the most extreme scenario of all.  If you do not want to pay the all mighty Uncle Sam, then giving up the United States citizenship might be an option for you.  Many celebrities, such as Jet Li and Eduardo Saverin (Facebook co-founder) have chose to renounced their U.S. Citizenship in order to save on their taxes.

To save on your bitcoin gains, there are several countries with favorable cryptocurrency tax rules.  Countries like Singapore, Germany, and Denmark are known to be crypto tax safe havens.

Want to keep your bitcoin tax calculation simple? We recommend these two services:

Ethereum vs Bitcoin Differences Which Is Better and Worth More?

Ethereum and Bitcoin are the two largest cryptocurrencies today by market capitalization. As such, they are also often the first cryptocurrencies new investors choose when starting to build their cryptocurrency portfolios. But even though Ethereum and Bitcoin are often mentioned in the same breath, there are many fundamental differences between the two cryptocurrencies that could make one a better investment than the other, depending on how the cryptocurrency market evolves in the future.

Interested in investing in Bitcoins or other Altcoins?

Here’s how we buy Bitcoin and Ethers. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

What Is Ethereum?

As described on its official website, “Ethereum is a decentralized platform that runs smart contracts: applications that run exactly as programmed without any possibility of downtime, censorship, fraud, or third-party interference.”

Ethereum was released in 2015, after a successful online crowdsale that took place between July and August 2014. Ethereum’s cryptocurrency token is called ether, and it’s traded on cryptocurrency exchanges under the ticker symbol “ETH.”

Apart from ether, Ethereum also has gas, which is an internal transaction pricing mechanism for every operation made on the Ethereum platform. The price of gas is expressed in ether and varies depending on the market fluctuations, but every operation costs a set amount of gas. This is done to decouple the cost of operations on the Ethereum platform from the market price of ether, which ensures that smart contracts, the main selling point of Ethereum, always cost a predictable amount of money to execute.

In “Smart Contracts: 12 Use Cases for Business & Beyond,” the Chamber of Digital Commerce explains how smart contracts could:

  1. Enable individuals to own and control their digital identity.
  2. Digitize uniform commercial code (UCC) filing and automate their renewal and release processes.
  3. Simplify capitalization table management.
  4. Facilitate streamlined international transfers of goods through a faster letter of credit and trade payment initiation.
  5. Streamline post-trade processes when processing derivatives.
  6. Enable accurate and transparent recording of financial data.
  7. Automate the otherwise confusing and manual process behind a mortgage contract.
  8. Facilitating property transfers.
  9. Provide visibility at every step of a supply chain.
  10. Enable internet of things-equipped vehicles to execute initial claims shortly after an accident.
  11. Improve data sharing between institutions.
  12. Facilitate the sharing of cancer data throughout a cancer research consortium.

The Enterprise Ethereum Alliance, an organization that connects Fortune 500 enterprises, startups, academics, and technology vendors with Ethereum subject matter experts, now has over 200 members, who “learn from and build upon the only smart contract supporting blockchain currently running in real-world production—Ethereum—to define enterprise-grade software capable of handling the most complex, highly demanding applications at the speed of business.”

Because of its support for smart contracts and massive support from some of the largest companies in the world across many sectors, some expect the Ethereum platform and the smart contracts running on it to change the world and eliminate intermediaries across many sectors. If this would become a reality, Ethereum’s value would surely skyrocket.

What Is Bitcoin?

Bitcoin differs from Ethereum because its primary purpose is to serve as a worldwide payment system and store of value. An unknown person or group of people under the name Satoshi Nakamoto invented Bitcoin in 2009 and forever changed the world with the release of the “Bitcoin: A Peer-to-Peer Electronic Cash System” whitepaper.

Even though Bitcoin wasn’t the first cryptographic currency in the world, it was the first cryptographic currency to record transactions in a public distributed ledger called a blockchain, which is a chain of blocks of transactions cryptographically linked together to ensure their immutability.

Thanks to the invention of the blockchain, Bitcoin solved the double spending problem, a potential flaw in a digital cash scheme in which the same single digital token can be spent more than once, without the need for a trusted authority or central server.

Today, Bitcoin is used by millions of users around the world to send money across borders, to purchase goods and services from countless brick-and-mortar and online stores that accept it, and to make a profit on its growing value.

The technology behind Bitcoin, blockchain, is expected to do for trusted transactions what the Internet did for communications. In 2024, experts predict that the global blockchain market will be worth around $20 billion, and most today’s tech giants such as IBM and Microsoft have already dedicated millions of dollars to various blockchain-powered projects.

In the “Global Blockchain Benchmarking Study” published by the Cambridge Center for Alternative Finance, Dr. Garrick Hileman and Michel Rauchs list 48 use cases for blockchain technology, including tax filing, digital manufacturing, authentication, logistics, mortgages, supply chain management, asset transfer, land registry, tracking of car fleets, shareholder voting, and retail purchases, just to name a few.

Despite the fact that there are now around 1,500 different cryptocurrencies, Bitcoin has established itself as the original cryptocurrency that has started it all, and many people are convinced that it’s the only one that will remain relevant in the long-term. Even if Bitcoin doesn’t live up to its original goal of being a worldwide payment system, the technology behind it has use cases across virtually all sectors.

Should I Invest in Ethereum or Bitcoin?

Both Ethereum and Bitcoin have the potential to disrupt many industries and change the world as we know it. Bitcoin currently has twice the market capitalization of Ethereum, and its price is more than ten times as high. But in the world of cryptocurrencies, prices seldom stay the same for long, which is clear from Ethereum’s and Bitcoin’s price graphs.

When deciding whether to invest in Ethereum or Bitcoin, you should first read as much as you can about both of these influential and often talked-about cryptocurrencies. Start with the official whitepaper (Bitcoin whitepaper, Ethereum whitepaper) and continue with official blog posts and announcements. The community is an important part of any cryptocurrency, which is why you should visit the relevant subreddits and learn what are the most trending topics at the moment.

There’s a good chance that one of the two cryptocurrencies will resonate with you more than the other, and you might be tempted to invest everything you have in it. But, as any seasoned crypto investor would surely tell you, diversification is the key to long-term success. Instead of putting all your eggs in just one basket, why not invest in both Ethereum and Bitcoin to achieve more consistent returns over time and reduce your overall investment risk?

After you make your initial investment, you can continuously keep redistributing your cryptographic assets to respond to market changes, news announcements, and technological developments. While it may not be possible right now to tell which of the two cryptocurrencies will be worth more by the end of the year, let alone long-term, it’s always better to secure a solid investment position before everyone else learns about the opportunity.

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