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ISIS Mobile Wallet now available throughout U.S.

ISIS Mobile Wallet

ISIS Mobile Wallet

Verizon has just made the ISIS mobile payment system available for residents in the U.S. through all Verizon outlets. The carrier is also offering a decent $10 credit to the customers for wireless payments. ISIS is basically like Google Wallet and it requires users to hook up one or more credit cards to the ISIS account to make a payment by just tapping on NFC counters across various stores. The arrival of ISIS is what caused the carrier to not allow Google Wallet to function on its devices. Since the service is available through major American carriers, we expect ISIS to catch on quickly.

ISIS Mobile Wallet is compatible with Chase, American Express and several other retailer specific cards, which is quite a bonus as it lets users cut down on the unnecessary pile of cards in their wallets. Verizon claims that users will need a special SIM for ISIS to function, which can either be ordered through their website or attained from one of its many retail outlets. A total of 15 phones are said to be compatible with ISIS Mobile Wallet for the time being, which includes almost every new flagship launched with NFC through Verizon. Head over to the link below to download the app from the Google Play Store. The app is compatible with T-Mobile and AT&T smartphones as well.

Source: VerizonGoogle Play Store

Via: Phandroid

T-Mobile debuting Isis NFC payment service

tmobile-isis

tmobile-isis

After blocking Google Wallet, T-Mobile will debut the Isis NFC payment service, according to a T-Mobile staff member who has apparently had trouble with the payment service before release.

Isis has come under criticism in the past, mainly for being a barrier to using Google Wallet that AT&T, Verizon and now T-Mobile have embraced and added to their service. This is due to Google Wallet not working with some of the carrier’s restrictions.

It seems the payment service still isn’t as smooth as its banned competitor Google Wallet, currently only available on Sprint’s network. The NFC payment system has a few problems the Redditor addressed:

  • WiFi calling is dead.
  • Does not work with Chase cards, only credit cards.
  • Has problems with connecting the user to their card, including not being able to find the number and validate.
  • Does not work with rooted devices.

We have heard these problems before from ex-Isis users on AT&T and Verizon, all in all they are just ruining the NFC ecosystem for developers and consumers by not allowing Google Wallet to work. This may have been part of the reason why Google was going to bring a physical card out.

Google seems to have major problems with carriers when it comes to new technology, something Apple on the other hand seems to get along with just fine. Some hardcore-Android fans have even suggested the best move for NFC right now would be if Apple embraced it on the iPhone.

Source

Verizon Says It Won’t Support Google Wallet Since Most Devices Don’t Have NFC

google-wallet

Verizon is the country’s largest carrier, and with good reason. It offers exclusive devices like the Droid DNA, while some not so exclusive devices have the carrier’s own touch. But for some reason, Verizon has been pretty reluctant in installing Google Wallet in its smartphones when other carriers didn’t seem to have a problem. When Verizon was asked why it doesn’t include Google Wallet in its devices, it blatantly denied that it was excluding the app by intention. But people knew Verizon was doing it on purpose, but the motive behind that was not clear. Verizon users were not able to download the app on the Google Play Store either.

And now the company has responded to a user complaint regarding the issue and given clarity on why it doesn’t include the app, although indirectly. Still refusing that it intentionally removes the app from its devices, Verizon said, if it were to remove the app, it would be because not all smartphones support NFC (without which Google Wallet cannot function). While Verizon does have a point, it’s rather hard to imagine why it wouldn’t preload the app on devices that come with NFC. The carrier didn’t explicitly mention NFC, but rather used the term “secure element which isn’t available on all handsets”. Verizon mentioned that the app would be ready and up if Google removed the requirement of NFC. Now why would Google do that, when that is what makes the app stand out from the rest of the competition? It just doesn’t make sense.

Alternatively, Verizon is backing a similar app project called Isis, which utilizes NFC enabled SIM cards to make Google Wallet like transactions. Isis could be launched next year and it would be rather odd on Verizon’s part to allow that, while not allowing Google Wallet. I’m certain Verizon wouldn’t want to come out as a hypocrite to its users. So it would be very interesting to see Verizon’s approach towards Isis when it comes out as a fully finished product.

Google Wallet is essentially a very secure way to make transactions while providing convenience which no other service would offer. It’s surprising that Verizon would shy away from a service like this and give petty excuses like the one given above. Let’s hope the carrier works in co-ordination with Google to bring the app to its NFC enabled devices. Because carrier support for an app like Google Wallet is very crucial. NFC is still picking up slowly everywhere and there are very few places where Google Wallet can make use of its full potential. So it would behoove carriers to enable its devices to use the feature when the hardware supports it.

Do you use Google Wallet on your non Verizon device? How useful do you find it?

Source: XDA
Via: Phone Arena

Isis Mobile Payment System Launches In Austin and Salt Lake City

As we have all expected, the new Isis mobile payment system that had been backed by a bunch of major carriers like AT&T, T-Mobile and Verizon, has just launched today in Austin, Texas and Salt Lake City, Utah. As of right now, there are nine different handsets that are ready to go with the NFC-enabled app, with another 11 devices ready to go before we hit the year of 2013. As of right now, only America Express, Capital One, and Chase are supported. That isn’t a huge selection to choose from, but at least they are starting out on the right foot, eh?

In other news, we have Rogers in Canada preparing to launch their very own mobile payment system based off of NFC-enabled SIM cards. It is also beginning to look that that they won’t be having the same device restrictions as we do here in the United States. From the looks of it, we are going to be able to pop that NFC-enabled SIM int any type of phone on Rogers network, and the service will continue to work entirely well once the system has officially been rolled out. Anyone that is remotely interested in taking Isis for a test run will be required to get an entirely new SIM card as well, but keep in mind that these SIM cards will not work if your device has been rooted.

Whatever the case, Isis is going to be competing directly with Google’s own mobile payment system, which is known as “Wallet.” This could definitely make for some very interesting repercussions. It is also seeming like that some of these carriers, whom are pretty major haven’t been hesitant at all about blocking Google Wallet on their devices in favor of pushing Isis. Of course, Google could easily kick the Isis mobile payment system off of Google Play, The question here is this though: why would Google not just kick it from the Play Store? It’s actually been there for quite a bit now.

I guess that you would have to assume that both parties have already talked about this issue extensively, but at the same time it is extremely hard to see that this service was not be putting any friction in the relationship between the two companies. It will also be interesting to see how Isis does against Google’s Wallet service. Google Wallet originally came out first, and while it is not supported on many devices, it is on a lot of the more popular ones.

That said, I wonder how mainstream Google Wallet will be because of Isis. I mean, we all know a lot of people are going to take a crack at Isis, and then later decide that they are going back to Google. What is even more interesting is that the really big carriers are the guys backing the Isis mobile payment system. Why would they back that as opposed to Google Wallet since they have been supplying Nexus phones and such for years now.

Let us know your thoughts in the comments below, and if you want to take this for a spin, anyone local to the newly launched locations can head to the home page and find out more.

source: android central

Isis Mobile Wallet To Launch On October 22

After several delays, Isis Mobile Wallet is finally launching this coming October 22. Reportedly, the postponements were due to several factors which were all deemed important for ensuring an optimal user experience.

To recap, Isis Mobile Wallet is a mobile payment system that harnesses the power of Near Field Communication technology. It is a joint effort of several wireless carriers, namely Verizon Wireless, AT&T Mobility, and T-Mobile USA.  Isis, which may be used in buying items, or transactions involving coupons or loyalty cards, will be a direct competitor of Google Wallet. The service features virtual credit cards and a section where users can view special offers. Using Isis for the first time also provides a $10 bonus card, which can be boosted into a reloadable card, entitling the user for an extra $15. Isis likewise comes with a security feature that will enable the carrier to freeze the wallet in case one’s smartphone is stolen or lost.

In time, Isis Mobile Wallet is expected to be available on future handsets from said wireless companies. Earlier, it was revealed that Isis Mobile Wallet will be supported, as well, by credit card companies and merchants like American Express, Barclaycard, Visa PayWave, MasterCard Paypass, and Discover Zip, among others. Apart from this, phone makers including Samsung, HTC, Sony, and Research In Motion, are said to be planning to release phones supporting the payment system.

Isis Mobile Wallet will have a test launch in two areas: Salt Lake City, Utah, and Austin, Texas on Verizon’s Droid Incredible 4G smartphone. Already, Verizon has rolled out an update that makes the smartphone ready for the arrival of Isis Mobile Wallet.

Droid Life also reports that the wireless company will also hold a promotion that will run from October 22 to November 20. Consumers may purchase the Incredible 4G LTE and get a $50 Visa Pre-Paid card. It appears that users will need to use Isis and submit a rebate form to be able to receive the Visa Pre-Paid card.

via droid-life

Isis Mobile Wallet Launch Gets Delayed

The launch of the Isis mobile wallet system, which was scheduled this summer, was postponed. According to Jaymee Johnson, the company’s head of the marketing department, the launch has been moved to September 21. Johnson also revealed that the delay was not due to a single factor, but by their decision to put the final touches on enhancing user experience. In Johnson’s own words during an interview with FierceMobileContent, ”It’s really more of a commitment from an end-to-end customer experience to make sure all elements of that process are working well.”

Johnson was referring to the whole process of consumers purchasing a phone that features Near Field Communication to the consumer acquiring the app, and finally, using the app on the phone to make payments in a store.

Essentially, Isis enables consumers to use a phone that supports Near Field Communication to purchase items, and use coupons or loyalty cards. The mobile payment system is backed up by three large carriers in the United States: Verizon Wireless, AT&T Mobility, and T-Mobile USA. Apart from these, it is getting great support as well from credit card companies, and merchants. The three companies first made mention of the service in 2010. Among its partners are American Express, Barclaycard, Capital One, Ingenico, ViVOtech, Equinox Payments, and Ingenico. Meanwhile, other handset manufacturers have announced that they are releasing devices that may use the Isis mobile payment system. These include Samsung, Research in Motion, Motorola Mobility, HTC, LG, and Sony.

Isis guarantees its consumers of security that is allegedly even better than regular wallets. In the instance of phone loss, consumers can request carriers to access their mobile wallet remotely and remove its contents. Furthermore, one’s wallet secured by a PIN, and the consumer’s personal information may not be accessed from the mobile wallet itself.

Meanwhile, the recently-launched iPhone 5 was revealed to be without a Near Field Communication capability. Said phone was expected to have been a great assistance in encouraging more people to use mobile payments. All hope, however, is not lost, as Isis is said to be developing a sleeve that will introduce an NFC chip to the device.

via fiercemobilecontent

Isis To Launch in September

Some time ago, it was reported that AT&T, Verizon Wireless and T-Mobile USA Inc. have teamed up for a mobile payment service called Isis. It had been originally scheduled for launching during the first half of this year. However, there had been delays to make sure that the service is completely secure. Such delays pushed the launch to next month.

The announcement comes from Doug Bergeron, the Chief Executive Officer of VeriFone Systems Inc. (PAY), the company behind the payment terminals that will be used for Isis. Bergeron revealed that Isis will be unveiled in Austin, Texas and Salt Lake City, Utah. The specific launch date, however, remains to be known.

Isis essentially lets consumers use their mobile phones as virtual wallets, using Near Field Communication (NFC) technology. NFC-enabled phones are expected to make the service more secure, as it enables carrier to wipe information from a phone in case the device is stolen. Current mobile wallets that do not use NFC technology do not offer this advantage. At present, however, there are only several NFC-enabled phones available in the market. Thus, this joint venture encourages carriers to market these phones to promote Isis. T-Mobile, for instance, has four NFC-enabled phones in its lineup, but more are reportedly on the way.

The companies behind Isis initially planned to have the carriers take care of the transactions, but eventually, they decided to allow credit card companies to do so.

Isis takes advantage of the growing number of mobile payments. These transactions, in fact, are believed to reach over $1.3 trillion by the year 2017. Among the competitors of Isis today are Google Inc. and EBay Inc. which both have their own mobile payment systems.

In contrast with Google, however, Isis has the support of carriers, which could enable the service to be more popular among consumers.

via bloomberg

T-Mobile Galaxy S II Update Makes It The First Isis-Ready Phone

There was a rather abrupt OTA (Over the Air) update (T989UVLH1) for the T-Mobile Galaxy S II was announced today, with a 2-line changelog that really won’t excite anyone at all, unless NFC (Near Field Communication) makes you excited. Here’s the patch notes:

Improvements

  • ISIS/NFC update
  • Bug fixes

That’s literally the entire changelog. The ISIS mention is really easy to overlook, as this is the first phone to officially indicate support for the carrier-backed mobile payments or more commonly known as Near Field Communications. Unfortunately, we do not have a T-Mobile Galaxy S II to test the new update. That said, we aren’t sure if this is actually bring the Isis application itself or if this just some small preparing steps towards releasing it in the near future. Whichever it actually is, it does imply that this phone will be able to handle a sort of Near Field Communication that is known as ISIS.

Some users over on the XDA Forums have claimed that this update brings up Android 4.0.4, as well, but T-Mobile’s official update page has said that it’s still sitting at a Android 4.0.3 build. It still is quite possible that T-Mobile is wrong at this point as the XDA community is usually really good at keeping up on this sort of stuff. This update is only available through Kies only.

There are some pretty important things about this Isis from this update, too. First of all, this has confirmed that Isis isn’t going to be something that will exclusively ship with new handsets. At this very least we can assume that T-Mobile will be updating some older and more popular devices (unlike the near field communication) to support Isis too, and as you can imagine, this is a really cool thing. Some carriers backing the Isis system include T-Mobile, AT&T and Verizon (it is is very well possible that Sprint is possibly making its own mobile wallet system). How are they backing it though? Oh, just investing around $100 million+ into the Isis company. Microsoft has even gone as far to say that Windows Phone 8 will support the standard straight out of the box.

Isis also has some deals for point of sale support with some other companies like VeriFone, Ingenico, VIVOtech, and Equinox Payments. Those companies together control the majority of the point of sale hardware here in the United States. It’s clear that all of these carriers are wanting Isis to become the main mobile payment standard here in the United States with how much they are investing in the company. The carriers already seem to have the advantage of right now, but it’s a market where some competitors are popping up very rapidly. A numerous amount of retailers that are worth a bit over $1 trillion of annual commerce just announced MCX, which looks like it could be a very large force in the mobile payment area of things.

If you have an OTA (Over the Air) update ready for your device, it’s quite possible that it may just be Isis, so let us know in the comments below if you manage to find anything!

source: Android Police

Google Wallet May Be Looking Into Revenue Sharing With Major Carriers

Google Wallet seems like a revolutionary idea to most Android users. Incorporating Google, Google Checkout and your NFC equipped Android phone to make wireless payments seems like a great idea. Currently the service is officially available on Sprint. It’s also unofficially available on Verizon Wireless via sideloading the Google Wallet app onto a Samsung Galaxy Nexus.

Google Wallet is facing some stiff competition from mobile payment company ISIS. ISIS has teamed with Verizon Wireless, AT&T and T-Mobile for the rollout of their mobile wallet. Combine the power of three of the four major carriers along with payment processing via Verifone and it spells a recipe for potential disaster for the Google Wallet platform.

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SXSW: Hands On With ISIS Mobile Wallet

Mobile Wallet is going to become big in the next few years. The ability to store your important financial information on your smartphone and use it by simply tapping your phone is both convenient and in some ways more secure.

Many privacy and security pundits are worried about the safety of confidential financial information being stored on your smartphone. However the companies working on mobile wallets promise that it’s safe. With that issue out of the way, the mobile wallet space is already getting crowded and there’s only one mobile wallet product available today.

Google Wallet is available now and works anywhere that MasterCard Pay Pass is accepted. Google Wallet offers the user the ability to use a Citibank credit card, or a Google prepaid card to fund the mobile wallet. When demoed last year you could also combine loyalty cards, gift cards and discount codes to your in-store experience.

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No Google Wallet For Verizon’s Samsung Galaxy Nexus

The most anticipated phone of the year, the Verizon Wireless Samsung Galaxy Nexus, will ship with an NFC chip inside capable of running Google Wallet. However, it’s being reported by our friends at 9to5Google that Verizon will not install Google Wallet onto the Galaxy Nexus. It’s also being reported that Verizon Wireless will block the app from being downloaded in the Android Market.

Now NFC will work just fine. The NFC chip is part of the technology behind the Android bumping ability available in Android 4.0 Ice Cream Sandwich, which was demoed at the Galaxy Nexus launch event.

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Verizon Wireless Offering Intuit Credit Card Reader For Android In Stores Now

Verizon Wireless has been talking about mobile payment initiatives for a while.  From the ISIS network to allowing small businesses to take credit cards almost painlessly through their smartphones.

Verizon has teamed up with payment provider Intuit to offer Intuit’s GoPayment reader in Verizon Wireless corporate stores.  According to the picture of the packaging the Intuit GoPayment reader will cost you just $29.97. The GoPayment reader attaches to your Android phone (or Blackberry and iPhone). The small credit card readers allow small business merchants to swipe a credit card on their phone to handle the actual payment.

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Utah To Roll Out Phone Payments For Transit In 2012

Fresh on the heels of the Sprint announcement yesterday that they were working on releasing “Tap & go” (NFC) via phone this year, Salt Lake City Utah has announced that they are going to use ISIS, the collective mobile payment program of AT&T, T-Mobile and Verizon Wireless for public transit purchases.

If all goes well if you have the correctly equipped device on one of the three carriers than you will be able to tap, slide, or wave your phone on any of Salt Lake City’s buses to pay your fare. AT&T’s Mark Siegel is hopeful that this program will take off nationwide. He also said that it should adapt the way text messaging did after the carriers tore down the walls in carrier to carrier texting
Source: USA Today

Sprint Hoping To Be First With NFC, “Tap & Go”

There has been a lot of talk about NFC since Android 2.3, “Gingerbread” rolled out last December in the Samsung Nexus S. Near Field Communication is what “NFC” stands for and it allows people to use their phones as payment devices via a tap or a wave. The technology is very similar to the cards you wave to pay for gas but instead of a keyring filled with cards or a wallet bulging at the seams it’s all stored in the phone.

Sprint is planning to start offering fully working NFC some time this year ahead of rivals Verizon Wireless, AT&T, and T-Mobile.

Sprint’s Vice President of Product Platforms, Kevin McGinnis, hopes that offering a service where a customer can use their phone and wave it or tap it to make a payment at a third party physical location, will attract more customers. Sprint is hopeful that they can roll the service out this year ahead of a competing service called Isis, which won’t be available until 2012.

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